Fact
Reference
Top 100 members are on track to $1.6B+
Moka app members are ranked based on their total anticipated wealth at the end of their stated time horizon. The 100 members with the largest anticipatedwealth as of January 15, 2025, are on track for a cumulative $1.6B+
Investment Return Graph:

Total value of a $30,000 over 50 years

Interest Value

4%
5%
7%
10%
16%
20%

Total Investment

$213k
$344k
$883k
$3.5M
$50M
$273M

Ontario Securities Commission - Compound Interest Calculator
Compound Interest Calculator | GetSmarterAboutMoney.ca

Calculations assume:
- Initial investment : $30,000
- Time horizon : 50 years
- Interest compounded : yearly
10% Annual return on S&P500
This calculation is based on a 10% gross return, which represents the S&P 500's average annual returns with dividends reinvested https://www.forbes.com/advisor/investing/average-stock-market-return/
13% Annual return earned by Charlie Munger
16% Annual return earned by Bill Ackman
20% Annual return earned by Warren Buffett
Studies clearly show how bad the situation is, with the average investor generating a meager 4% compared to the 10% achievedby the S&P 500 benchmark index.Most investors can’t even match the S&P 500, let alone beat it.
The data clearly shows that even the vast majority of professional investors fail to beat an unmanaged index like the S&P 500, in fact 98% of professional fund managers underperform it over a 15 year period.
Mogo's Equity Growth portfolio achieved a 34.25% total return in 2024
Equity Growth Portfolio one year return ending December 31, 2024
#3 among the top 10 US hedge funds
Studies like “Mind the Gap” by Morningstar highlight that most investors lack the discipline